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Risk management is the process of identifying, assessing and controlling financial, legal, strategic and security risks to an organization’s capital and earnings. These threats, or risks, could stem from a wide variety of sources, including financial uncertainty, legal liabilities, strategic management errors, accidents and natural disasters. [1]







ecosystem use cases
  • compatibility issues (technical, policy)
  • cannot solve compatibility and end up with silos
  • we cannot cope with the "stability" of paper (issuance, but also verification)
  • we cannot provide good enough usability → silos for fixing this

credential flow
  • other standards and architectures are imposed on us, requiring us to change a lot
  • not good enough user-friendlyness makes the wallet-ecosystem fail as a whole
  • GAFAMs to impose their way (including browsers as "their" tool, interference with their business interests)

credential governance
  • how about other governance models being forced upon us?
  • intermediaries trying to keep their influence
  • overcoming national borders might impose barriers
  • failing to communicate the new "VC world" to end users and those engaged in the process
  • if usability is missing, the trust governance cannot be communicated appropriately

[1] What is Risk Management? | IBM

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